With 20+ years of experience
With 20+ years of experience
With 20+ years of experience
With 20+ years of experience
With 20+ years of experience
With 20+ years of experience
What is Private Funding?
We specialise in offering business owners an alternative to traditional bank lending. Is your business experiencing a cashflow crisis? Do away with the stress that accompanies big bank loan applications and consider a private business loan instead.
Private lending is a fast-tracked, non-bank alternative to acquiring business funding, one in which a lender within our network of private lenders, opts to lend you money based on the equity of your business. Private business loans require far less paperwork and offer a fast-tracked option for acquiring financial aid. They’re often referred to as low-doc loans, solicitor loans, and non-conforming loans.
Why Seek Private Funding?
As a business owner in today’s economy, you may find it difficult to attain traditional funding due to the rigid eligibility restrictions associated with Australian Banks. It’s often a slow, limiting process that requires a lot of effort and hoop jumping. Private funding can drastically reduce the stress and efforts involved in securing funding quickly for your business.
The reason private funding is so beneficial for small businesses is that unlike the generic terms that banks offer, private funding is customised to your particular business, the industry, and market segment; this allows for more tailored funding options & negotiable loan terms.
Whether you need a cash injection to launch your startup or emergency funding to get your business out of hot water, consider whether private lending would be a viable option for you.
How We Can Help You Secure Funding?
Increasingly, private lending is becoming a mainstream alternative to big bank loans, and for good reason. As a business, we understand that lending isn’t simply a one-size-fits-all approach.
When you deal with private lenders like GA Lending to secure a private business loan, you can rest assured knowing that you’re working with legitimate finance specialists. Specialists who invest their time in understanding your position in the market, and your immediate needs.
Not only that but securing business funding through private lending has a quicker turnaround, with far less upfront collateral required.
No matter what situation your business has landed in, we will handle each case with the highest level of service and discretion possible, keeping you informed throughout the entire process.
Who We Help with our Private Lending
We have helped businesses of all shapes and sizes benefit from private financial lending. We can help you secure your private business loan for your specific circumstances too. Some circumstances where private lending proves to be a beneficial solution includes:
- Starting a new business
- Resolving business cash flow
- Refinancing existing loans
- Purchasing a new business
- Pay off accumulated bills and invoices
- Business expansion
- Equipment & machinery purchase
- Buying or developing property
Whatever your business needs financially, we can provide you with a private business loan that’ll position you where you need to be fast!
Loan matrix
Private 1st Mortgage
Private 1st Mortgage
Private 1st Mortgage
- Rates typically range: from 0.7% per month
- Applicable Fees: Lender, Legals, Valuation (if applicable)
- Term For: Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 5 years
- Amounts: $100,000 – $30,000,000
- Max LVR: Up to 85%
- Locations: All within Australia
- Valuations: We will advise if a valuation is required and type of valuation required.
- Exit Plan: Refinance, sale of asset/stock, working capital, inheritance, outstanding work/invoices, commissions due
- Loan Purpose – Evidence may be required
Private 2nd Mortgage
Private 1st Mortgage
Private 1st Mortgage
- Rates typically range: from 1.2% per month
- Applicable Fees: Lender, Legals, Valuation(s) (if applicable)
- Term For: Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 3 years
- Amounts: $100,000 – $10,000,000
- Max LVR: Up to 85%
- Locations: All within Australia
- Valuations: We will advise if a valuation is required and type of valuation required.
- Exit Plan: Refinance, sale of asset/stock, working capital, inheritance, outstanding work/invoices, commissions due
- Loan Purpose – Evidence may be required
Am I Eligible?
Getting finance for a business can be difficult, which is where we come in.
Our professional staff are here to help you.
- Easy application and offer provided to you within the hour
- Loan amounts from $100,000 to $30,000,000
- Funds provided/deal settled within 48 hours if necessary
- Defaults and arrears accepted
- With many of our loans we don't require the tax returns of the company
- No hidden charges
- We can lend Australia-wide
- Fund business capital for your business fast with a 1st or 2nd mortgage
Contact Us
Office Hours
Postal Address
Office Hours
Monday to Friday | 8:30am to 5:30pm
Phone Number
Postal Address
Office Hours
+61481 357 220
Email Address
Postal Address
Postal Address
Postal Address
Postal Address
Postal Address
Provided upon request and by appointment only
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